About
Rohan Mehta is President of Arcwell Capital, a global fintech holding company with operating businesses in cross-border payments, embedded lending, and treasury infrastructure. Earlier in his career, Rohan held senior roles at a tier-one global bank, where he led the build-out of the real-time payments product across twelve markets. He writes about the structural shifts reshaping financial infrastructure, particularly the long-running decline of correspondent banking and the rise of programmable money. Rohan is a Chartered Financial Analyst and a frequent guest lecturer on financial market infrastructure at two business schools.
Writing
Three Things a CFO Should Stop Asking Treasury
Treasury teams spend a remarkable amount of time on three questions that no longer deserve the attention they receive.
March 1, 2026
Embedded Finance Has a Distribution Problem, Not a Product Problem
Most embedded finance products work. Almost none of them have found their distribution. That is the real challenge of the category.
December 11, 2025
Correspondent Banking Is Quietly Dying. Here Is What Replaces It.
The number of active correspondent banking relationships has fallen by roughly a quarter in the last decade. The replacement architecture is finally visible.
November 24, 2025